1. Acceptance of Terms

These Terms and Conditions govern your use of Wallet Studio's services. By creating an account or using our platform, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree to these terms, please do not use our services.

2. Description of Service

Wallet Studio is a digital wallet management platform that helps users organize, track, and manage their financial information. Our services include:

• Digital wallet organization and management tools
• Financial tracking and analytics
• Secure data storage and synchronization
• User account management and preferences

3. User Accounts and Registration

Account Creation

To use our services, you must create an account by providing accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials.

Account Responsibilities

• You must be at least 18 years old to create an account
• Provide accurate and up-to-date information
• Maintain the security of your login credentials
• Notify us immediately of any unauthorized access

4. Acceptable Use Policy

You agree to use our services only for lawful purposes and in accordance with these terms. You may not:

• Use the service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems
• Upload or transmit malicious software or harmful content
• Interfere with or disrupt the service or servers
• Violate any applicable laws or regulations
• Share your account with unauthorized parties

5. Privacy and Data Protection

Your privacy is important to us. Our collection and use of your personal information is governed by our Privacy Policy, which is incorporated into these terms by reference. We implement appropriate security measures to protect your data.

6. Intellectual Property Rights

All content, features, and functionality of Wallet Studio, including but not limited to software, text, graphics, logos, and designs, are owned by us or our licensors and are protected by intellectual property laws.

7. Service Availability

We strive to provide reliable service, but we cannot guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue any part of our service at any time with reasonable notice.

8. Limitation of Liability

To the fullest extent permitted by law, Wallet Studio shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount paid by you for our services in the twelve months preceding the claim.

9. Disclaimers

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our services will be error-free, secure, or continuously available.

10. Termination

You may terminate your account at any time by contacting us. We may terminate or suspend your account if you violate these terms or engage in conduct that we deem harmful to our service or other users.

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify you of significant changes through our platform or by email. Your continued use of our service after changes constitutes acceptance of the updated terms.

12. Governing Law

These terms are governed by the laws of the jurisdiction in which our company is incorporated. Any disputes will be resolved through binding arbitration or in the courts of that jurisdiction.

13. Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue to be valid and enforceable.